Brief, but very concise. Does this affect you?
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Education in this country is way over priced. And anyone who has even taken one college class knows that the books are a complete rip off. You can end up paying $500 for a book. It's a complete joke, if you ask me.
that's the way it has always been. I remember paying $300 for certain books way back my freshman year in '86.
Agree with LAM and Vortrit,
And this is the first time ever that student loan debt is larger than credit card debt, for the whole of the nation.
Now, just think about how big this is.
I was lucky, bein at Uni from 1998-93.
Absolute disgrace to the younger generation.
Like the one of the last quotes in that video:
"Education is the best investment you'll ever make."
And many companies, even companies hiring for job that don't involve security or finances are checking FICO scores.
If a young grad misses a payment or more in this economy, it's reflects on their credit.
When and why does a person's value as an employee in the job market depend on the FICO score? Car insurance, and other companies check it now.
The land of the all-might FICO score.
Luckily mine is high.
I'm back at school for one final semester and had to take out an $18,000 dollar loan this summer. I settled upon this dollar amount because that is what the school said it would cost to eat, live, buy books, and pay tuition.
Well, it turns out, that I didn't get nearly as much Fafsa-money as had been expected/predicted. Oh well, I guess I'll just have to cut back on grocery money and not furnish my apartment, right? Wrong. The school took all $18,000 dollars that was given to me by Chase Student Loans to pay off my bursar bill. When I went into the bursars office (after getting played like a fiddle going back and forth between the Student Loans office, the Bursars office, and Chase Student Loans) to ask where my check was with the difference so I could pay rent and eat (ya know, because eating and sleeping is something humans have to do), they said that there was no money to give to me.
So now... my bursar bill is paid off sans $300-plus dollars, but I have no long term plan as to how I'm going to pay my rent, eat... oh, and buying books for the semester? Well that's just completely out of the fucking question at this point.
My Mom has paid both August and September rent, and I made a couple thousand this summer which I've been using to buy food, but this whole situation sucks.
I'm pretty well off in comparison to the other horror stories I've heard, but this whole situation is fucked.
Welcome to the real world, kid! Fuck this bullshit...
I'm back at school for one final semester and had to take out an $18,000 dollar loan this summer. I settled upon this dollar amount because that is what the school said it would cost to eat, live, buy books, and pay tuition.
Well, it turns out, that I didn't get nearly as much Fafsa-money as had been expected/predicted. Oh well, I guess I'll just have to cut back on grocery money and not furnish my apartment, right? Wrong. The school took all $18,000 dollars that was given to me by Chase Student Loans to pay off my bursar bill. When I went into the bursars office (after getting played like a fiddle going back and forth between the Student Loans office, the Bursars office, and Chase Student Loans) to ask where my check was with the difference so I could pay rent and eat (ya know, because eating and sleeping is something humans have to do), they said that there was no money to give to me.
So now... my bursar bill is paid off sans $300-plus dollars, but I have no long term plan as to how I'm going to pay my rent, eat... oh, and buying books for the semester? Well that's just completely out of the fucking question at this point.
My Mom has paid both August and September rent, and I made a couple thousand this summer which I've been using to buy food, but this whole situation sucks.
I'm pretty well off in comparison to the other horror stories I've heard, but this whole situation is fucked.
Welcome to the real world, kid! Fuck this bullshit...
I worked full-time through college. The up-side is that I got out of college without any debt. The down-side is that I didn't have time to 'enjoy' the college atmosphere.
I'm not trying to be a dick here, but why don't you get a job? You act like you are incapable of paying rent and bills.
I work as a delivery driver at a local Falafel restaurant. I worked from 1-10 on Sunday and made $39 dollars on tips, plus $4's per hour. That rounds out to somewhere in between $8-9 dollars per hour, but it fucking sucks as far as pay goes.
People are cheap fucking heebs who tip like shit. Getting a dollar on a $20 dollar order isn't uncommon. I had some kike the other day ask for $.50 cents back on a $2 dollar tip. I told him "I only had dollars but if you want to scrounge around through my car, I'm sure you could find $.50 cents," to which he looked confused.
I shouldn't be ragging on Jews, because it's the middle eastern fucks who are the worst. Why am I ranting about it being common to get a dollar tip on a big order when it's even more common for some towel-headed fuck who's learning how to blow up my country to give me nothing, regardless of how big the order was. Fuck you Osama Jr... I hope your family back in the homeland gets blown up by some radical, uneducated, crazy piece of shit...
Tip your fucking delivery drivers people! You cheap cocksucking motherfuckers!
Always tip well. Take it from an ex-waiter. People in the service industries earn every penny. Hope things get better for you Soxmuscle. I sympathize with your situation.
I worked full time, and many times two jobs, and still racked up 42,000 in student loans. Most of it is my fault. I was plenty smart enough to have gotten a full scholarship, but I was too busy acting like an assclown in high school to be bothered with actually trying. That combined with my parents never pushing me to make good grades really fucked me later on.
If you are a person who went to school on an academic scholarship, kiss your parents the next time you see them if they pushed you at all to make good grades in high school.
My views on tipping have changed drastically since I started working this job. Mainly delivery drivers, I've always tipped 20%, sometimes more, if I'm sitting down inside a restaurant (mainly to impress a chick). But delivery drivers get shafted.
We're right next to a Jimmy John's and I hear those kids complain a lot about their tips. $5.55 for a sandwich, some asshole will give them $6 dollars. And for the most part, they're riding their bikes to make these deliveries. Brutal.
I worked full-time through college. The up-side is that I got out of college without any debt. The down-side is that I didn't have time to 'enjoy' the college atmosphere.
Yep-I think anyone who has worked for tips has a whole different viewpoint. Tipping decently is the only way to go. I see what you mean about delivery drivers, a lot of people assume they all get paid like UPS or FedEx guys. A lot of ignorance out there.
The educational system has devolved into a pile of shit. I wouldn't have a problem if there were more educating going on. I could go back in time and teach myself how to do my job in 6 months worth of on the job training. 5 or 6 years of garbage classes, burnout professors who don't know shit, theory out the wazoo with no application.
I college degree doesn't mean shit other than you are willing to play the game, and college robbed me of my youth while I chased a fucking carrot on a stick. Its all behind me know, and I can focus on my life, but I will end up spending what should have been a mortgage on a house to Sallie Mae for an education that was mostly bullshit.
Educators are just like politicians. THEY ARE FUCKING LIERS!
soxmucle,
Thanks for giving us a real-life take on this.
I assume you go to a public, state Uni (although I don't care).
So, $18K, they just take and put it to what they want?
But is complete bullsh*t.
How much in your opinion is tuition, books, food, and rent?
I'm just curious.
I work as a delivery driver at a local Falafel restaurant. I worked from 1-10 on Sunday and made $39 dollars on tips, plus $4's per hour. That rounds out to somewhere in between $8-9 dollars per hour, but it fucking sucks as far as pay goes.
People are cheap fucking heebs who tip like shit. Getting a dollar on a $20 dollar order isn't uncommon. I had some kike the other day ask for $.50 cents back on a $2 dollar tip. I told him "I only had dollars but if you want to scrounge around through my car, I'm sure you could find $.50 cents," to which he looked confused.
I shouldn't be ragging on Jews, because it's the middle eastern fucks who are the worst. Why am I ranting about it being common to get a dollar tip on a big order when it's even more common for some towel-headed fuck who's learning how to blow up my country to give me nothing, regardless of how big the order was. Fuck you Osama Jr... I hope your family back in the homeland gets blown up by some radical, uneducated, crazy piece of shit...
Tip your fucking delivery drivers people! You cheap cocksucking motherfuckers!